Share to Facebook Share to Twitter Share to Linkedin Getty Holding an insurance policy—whether it be for your home, car, or life—has long been one of the best ways to save for a rainy day. But now that our rainy days increasingly include extreme weather conditions (hurricanes, flooding, heatwaves and more) and a rising rate of technological risks (malware, data breaches and identity theft), insurance companies need to do more than aim to make up for losses. According to Deloitte’s 2024 Global Insurance Outlook report, insurers around the world are acutely aware of this shift, and as a result, are evolving their business models to avoid the loss of assets before they happen and prevent instability. Which insurance companies are ahead of the curve in making these changes and adapting to increasing global risks? To find out, Forbes partnered with market research firm Statista for the second straight year to evaluate and rate insurance companies in one of three categories: homeowners, auto, and life. Statista surveyed more than 45,000 people across 15 countries who have held at least one insurance policy for their home, car, or life within the last three years. Respondents were asked how satisfied they were with their insurer, if they would recommend it to others, and to rate it based on criteria including the advice employees offered, customer service, price performance, transparency and damage service. These survey responses were analyzed and scored, and the nearly 300 insurance companies with the highest scores landed on one or more of our final lists. The World’s Best Insurance Companies 2024, subdivided into three lists—homeowners, auto, and car—will be unveiled on June 11. As with all Forbes lists, companies pay no fee to participate. For questions about this list, visit this resource or contact listdesk (at) forbes.com. Follow me on Twitter or LinkedIn. Check out my website. Send me a secure tip. Rachel Rabkin Peachman Following Editorial Standards Print Reprints & Permissions
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